For years our home has been becoming richer but we haven’t. We contacted a company that advertises a solution to our problem only to find they are the ones to become richer due to exorbitant interest charges on any money advanced to us.

What my wife and I required was to sell the house to an investor who didn’t need to take up occupancy and allow us to rent back. Then we met Silver Choice. After working through the process with them, they gave an option that worked for us.

The cost of living with increasing rates, maintenance, vehicle expenses and petrol, had become too big a burden and we did not want to leave our home, friends and family by downsizing to another location. The trauma and costs of moving and settling somewhere else is not as cost effective as it may sound.

Silver Choice introduced us to an investor who was looking for properties to secure his retirement goals in the future as he was able to see the problems facing our generation today.

We now have annual deposits, tax free, being paid to us for 5 years as a deferred settlement and in return we share 50/50 with the investor in the capital gain over 5 years.

My wife and I may become the tenant and are able to afford the rent from our settlement funds. More importantly our settlement funds will be earning compounding interest which is like another wage and no rates, house maintenance or home insurance to pay. This is better than any future capital gain, which we would never be able to enjoy and enables a more financially free lifestyle in our older years while we can still actively enjoy life.

Our children have been very supportive knowing that we have our wish to remain in our home and retain our independence.

Mr & Mrs CJD

Wellington